Fidelity Guarantee Insurance
Polis asuransi yang dirancang untuk mengganti kerugian Tertanggung (majikan) untuk kehilangan uang atau properti berkelanjutan sebagai akibat langsung dari tindakan penipuan, pencurian atau ketidakjujuran oleh seorang karyawan dalam proses kerja.
What is Fidelity Guarantee Insurance?
Fidelity Guarantee insurance is an insurance policy designed to indemnify the Insured (the employer) for the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.
Why need Fidelity Guarantee Insurance?
Companies are exposed to significant financial losses annually, due to crime committed by employees and it is reported that Fraud is on the increase. Combined with the growth in the use of electronic data and asset transfers, the fidelity losses faced by employers are increasing substantially.
Fidelity guarantee insurance is most often sought by companies where employees are more likely to cause financial loss because of their constant exposure to cash, stocks or other assets. The potential losses that could arise from fidelity, especially with the increase in computer crime, make it pertinent that those employers at risk use fidelity guarantee insurance as a risk management tool.
What is covered?
The cover provided includes reimbursement for loss resulting from:
- loss of property,
- loss from loans or trading
committed by an employee for improper personal financial gain. Theft of property by computer fraud and the theft of funds from the insured’s transfer account at a financial institution are also indemnified. In addition, defence costs, judgments and settlements are accommodated by the terms of the contract.
Secara lebih terperinci, silahkan lihat literatur yang kami sediakan pada menu/halaman DOWNLOAD.
Sekiranya memerlukan informasi lebih lanjut, hubungi :
Telefon ke : +62-817-487-0850